Define Must-Haves, Nice-to-Haves, and Trade-Offs
List outcomes, not just products: more storage, quieter HVAC, resilient flooring, brighter kitchen. Rank each item and decide which can flex if bids or timelines tighten. Trade a specialty tile for better waterproofing, or a larger island for improved circulation. Document assumptions so hard choices become deliberate choices. Refer to this list when emotions spike during selections, anchoring discussions in agreed priorities that still honor personal taste and lived experience.
Establish a Baseline Budget with Clear Buckets
Create buckets for design, engineering, permits, demo, framing, rough-in trades, insulation, drywall, finishes, labor, equipment, disposal, and a contingency of at least ten to twenty percent. Separate allowances from selections to avoid illusions of affordability. Track taxes, deliveries, rentals, protection materials, and temporary living costs. When numbers arrive from bids, slot them into these buckets immediately. You’ll spot gaps, double counting, or soft costs missing from contractor proposals before they ambush your wallet mid-demolition.